5. Costs of nursing
home care and how Medicaid/Medicare help
What is the cost of a
nursing home stay?
Our room rates are competitive with other nursing homes in the
area; oftentimes they are lower. Portions of the residents’
room rates may also be covered by Medicare, Medicaid and/or
private pay insurance.
Do you accept Medicaid?
All of our nursing homes accept Medicaid. For more information
about Medicaid and Medicare, please visit our Consumer
Guides section.
What insurance do you
accept?
We accept a variety of long-term care insurance payors. Please
speak with the individual facility for more information and
specific guidelines.
Will Medicare pay for
a nursing home stay?
Medicare will pay if your loved one has applied for Medicare
and has a card. You must have at least a three night hospital
stay and qualify for skilled care in a nursing home. Medicare
covers up to 100 days of skilled care. The first 20 days are
paid 100%; days 21 through the 100 require a copay. Secondary
insurance may cover a portion or all of the copay.
After my family member
uses their Medicare days and we need to apply for Medicaid are
they still able to stay here?
Yes, they will still be able to stay in our facility. In addition,
we will assist you with the Medicaid application process.
How do I apply for Medicaid?
MediLodge staff will be happy to assist you with the application
process. To be prepared, you will need documentation or proof
of all assets. You will then need to call for appointment with
your local Family Independence Agency. You will need these items:
• Recent ID
• Insurance cards
• Current bank statements
• Mortgage policy
• Life insurance policy
• Car title/registration
• Funeral contract
• Burial plot contract
• Annuity papers
• Social Security letter or copy of check
• Trust fund statement
• Retirement benefit check stub
• Disability check stub
• Veterans benefits letter
• Supplemental security income letter
• Savings bond/money market
• Proof of activity for last 36 months
• Insurance settlement
• Sale/transfer of property
• Lawsuit award
• Money given as gift
If the resident’s spouse is in the community, you will
also need to provide the following:
• Current property tax statement
• Homeowners insurance statement
• Utilities statement |
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